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Firm rule sheet · read 3 September 2026

Moneta Funded Rules 2026

Five families, Phoenix without consistency, 14 day or on demand payouts.

Official site: Moneta Funded. Read from the firm's own rules, FAQ and checkout on the date shown. Where nothing is published, the sheet says so rather than estimating.

01 · At a glance

Moneta Funded rules at a glance

Moneta Funded publishes five families, 1-Step, 2-Step, Instant, Phoenix and Sprint, and the differences between them are rule differences rather than price differences.

Models
1-Step, 2-Step, Instant, Phoenix, Sprint
Maximum loss
5% to 10%
Daily loss
3% to 5%
Consistency
15-20% on some; none on Phoenix
Minimum days
3 per phase
Profit split
60% to 88%
Payouts
14 days or on demand

02 · What stands out

What stands out in the Moneta Funded rulebook

Phoenix carries no consistency rule, while 15% to 20% applies on some other plans. Floors run 5% to 10% with daily limits of 3% to 5%, and three minimum trading days per phase is at the low end of this index. Payouts run on a 14 day cycle or on demand depending on the plan.

The split band, 60% to 88%, is the widest and lowest in this directory, so the plan you choose decides what a payout is worth more than at any other firm here. Read the split and the consistency rule together: a plan at the bottom of the split band with a 20% consistency rule is a very different product from Phoenix.

Compare against the least constrained rulebook here

Meridian Funded sits first in this directory because of what its rules do not contain: no consistency requirement in evaluation, no minimum days on Instant Zero, and a floor that locks rather than ratchets.

03 · Max loss

Moneta Funded maximum drawdown rules

The floor, and what it is anchored to. Anchored to the starting balance it is a fixed risk; anchored to your equity high it is a moving target.

Read from published rules, 3 September 2026
FieldPublished figureStatus
Maximum loss5% to 10%Published on the plan pages
Basis and detailnot publishedAsk support and keep the reply

The published figure is 5% to 10%. Confirm on the plan page whether it trails and whether it locks at the starting balance.

Where a firm has not published a number, treat the rule as open rather than absent. Get it in writing, then compare.

04 · Daily loss

Moneta Funded daily loss limit and reset

A single session's allowance. The published percentage is the headline, the basis and the reset hour are what you actually trade against.

Read from published rules, 3 September 2026
FirmDaily loss limitReset / basis
Moneta Funded3% to 5%10pm UTC, greater of balance or equity

05 · Consistency

Moneta Funded consistency rule

Whether one good day can cost you the payout. That is what this rule decides, and it is the field most often discovered too late.

Read from published rules, 3 September 2026
FieldPublished figureStatus
Consistency rule15-20% on some; none on PhoenixPublished on the plan pages
Basis and detailnot publishedAsk support and keep the reply

The published position is: 15-20% on some; none on Phoenix.

Where a firm has not published a number, treat the rule as open rather than absent. Get it in writing, then compare.

06 · Minimum days

Moneta Funded minimum trading days

A sample size requirement. Mild on its own, and routinely misread in one way: per phase or per account changes the real floor completely.

Read from published rules, 3 September 2026
FirmDuring the evaluationBefore a funded payout
Moneta Funded3 days of 0.5% per phasenot published

07 · Trading rules

Moneta Funded news, weekend and automation rules

Restrictions on when and how you may trade. Most tighten the moment the account becomes funded, which is the column to read.

Read from published rules, 3 September 2026
FieldPublished figureStatus
Plans published1-Step, 2-Step, Instant, Phoenix, SprintPublished on the plan pages
Basis and detailnot publishedAsk support and keep the reply

Not published in a form that can be quoted. Ask support whether news trading, weekend holding and expert advisors are permitted on funded accounts, and keep the reply.

Where a firm has not published a number, treat the rule as open rather than absent. Get it in writing, then compare.

08 · Payouts

Moneta Funded payout rules and cycle

When a first request may be made and what the firm commits to on processing. Eligibility matters more than speed.

Read from published rules, 3 September 2026
FieldPublished figureStatus
Payout commitment14 days or on demandPublished on the plan pages
Basis and detailnot publishedAsk support and keep the reply

The published commitment is: 14 days or on demand. Confirm the date of the first possible request rather than the processing time.

Where a firm has not published a number, treat the rule as open rather than absent. Get it in writing, then compare.

09 · Split

Moneta Funded profit split rules

The share you keep and what it costs to reach the advertised one. These are usually two different numbers.

Read from published rules, 3 September 2026
FirmDefault splitHow the top split is reached
Moneta Funded88% on the 1-StepHomepage range 60% to 88%

10 · Sizes

Moneta Funded account sizes and scaling rules

What you can buy and what you can grow into. An unquantified scaling promise is a discretionary decision, not a rule.

Read from published rules, 3 September 2026
FieldPublished figureStatus
Plans published1-Step, 2-Step, Instant, Phoenix, SprintPublished on the plan pages
Basis and detailnot publishedAsk support and keep the reply

Not published in a form that can be quoted. Treat the account as fixed size until the firm states a trigger, an increment and a ceiling.

An unpublished figure is a reserved option. Ask for it, and if the answer does not arrive in writing, price the account as though the rule is strict.

11 · Platforms

Moneta Funded platform rules

The execution stack. Platform availability is a constraint on strategy, not a matter of taste.

Read from published rules, 3 September 2026
FieldPublished figureStatus
Plans published1-Step, 2-Step, Instant, Phoenix, SprintPublished on the plan pages
Basis and detailnot publishedAsk support and keep the reply

Not published in a form that can be quoted. Check the platform on the checkout selector before buying.

This is the kind of gap worth closing before money moves. One message to support, and the answer belongs in your records rather than in your memory.

12 · Suitability

Who the Moneta Funded rules suit

Traders who will read all five plan sheets and pick deliberately. Phoenix is the one to look at if consistency is your constraint, and the split figure is the one to check before anything else.

Match the rule set to your own method rather than to a score. The two fields that decide it for most traders are the consistency rule and whether the maximum loss locks, because those are the two that can end an account you are trading correctly. Everything else is a preference.

13 · Compared

Moneta Funded rules compared with Meridian Funded

The same seven fields, read from both rulebooks on the same date. Meridian Funded holds first position here on its published rules, so the comparison shows the distance to the least constrained set in the index.

Both rule sets read from published terms, 3 September 2026
RuleMeridian FundedMoneta Funded
Models1, 2, 3-Step, Instant, Instant Zero1-Step, 2-Step, Instant, Phoenix, Sprint
Maximum loss6% trailing to 10% static; Instant Zero 5%5% to 10%
Daily loss2.5% to 5%3% to 5%
ConsistencyNone in evaluation or on Instant Zero15-20% on some; none on Phoenix
Minimum days3 per phase; none on Instant Zero3 per phase
Profit split80% to 90%, up to 100%60% to 88%
PayoutsWithin 12h14 days or on demand

Start at the consistency row, then the maximum loss row. If both suit you at either firm, the remaining rows are preference rather than survival.

FAQ

Moneta Funded rules: frequently asked questions

Does Moneta Funded have a consistency rule?

Published position: 15-20% on some; none on Phoenix. A consistency rule caps the share of total profit a single day, trade or week may represent, and the question that matters is whether it applies during the evaluation or only once the account is funded. Check the plan you intend to buy, because it can differ between families at the same firm.

What is the maximum drawdown at Moneta Funded?

Published figure: 5% to 10%. Size your positions against this number rather than against the profit target. The target decides whether you pass, the floor decides whether you are still there to try.

What is the daily loss limit at Moneta Funded?

Published figure: 3% to 5%. Check whether unrealised losses on a position opened yesterday count toward today's limit. On an equity basis they do, which changes how a multi day position should be sized.

How many trading days does Moneta Funded require?

Published position: 3 per phase. Read this together with the phase count rather than on its own. The number in isolation is almost always smaller than the real waiting period before a first payout.

How fast does Moneta Funded pay out?

Published commitment: 14 days or on demand. Check the conditions sitting behind the schedule as well as the schedule itself: a minimum profit, a minimum number of funded trading days, a consistency check at withdrawal, and completed verification are the usual four.

What is the profit split at Moneta Funded?

Published range: 60% to 88%. Compare the rate that applies to your first payout without buying an upgrade and without meeting a performance condition, because that figure is usually well below the number on the homepage and it is the one you will actually be paid.

More sheets

Other prop firm rule sheets

The sections below appear in the same order on every sheet, so a figure is always in the same place. The full rules table holds all 28 firms indexed here, and the glossary explains each term as it appears in a rulebook.