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Firm rule sheet · read 3 September 2026

Meridian Funded Rules 2026

No consistency rule in evaluation, floor locks at the starting balance.

Official site: Meridian Funded. The numbers below were taken from published terms on the date shown. An unpublished figure is recorded as unpublished.

01 · At a glance

Meridian Funded rules at a glance

Meridian Funded publishes the shortest rule set indexed in this directory. Five account types share one principle: the constraint is stated as a number, and the number does not change once you have bought the account.

Models
1, 2, 3-Step, Instant, Instant Zero
Maximum loss
6% trailing to 10% static; Instant Zero 5%
Daily loss
2.5% to 5%
Consistency
None in evaluation or on Instant Zero
Minimum days
3 per phase; none on Instant Zero
Profit split
80% to 90%, up to 100%
Payouts
Within 12h

02 · What stands out

What stands out in the Meridian Funded rulebook

Three things separate this rulebook from the rest of the index. There is no consistency requirement anywhere in the evaluation, and none at all on Instant Zero. The 1-Step maximum loss trails only until it reaches the starting balance, then locks, so profit is banked rather than defended. And the payout commitment carries its own penalty clause: if processing exceeds twelve hours during London business hours, the next payout is increased by 10%.

Two details still deserve reading before you buy. The consistency rule does exist on funded accounts, at 25% on Step models and 15% on Instant Funding, so a trader whose profit lands in one session should plan the last trades of a cycle. And the daily limit is measured on the higher of balance or equity at the 5:00 PM New York reset, which is the stricter of the two possible readings even though it is stated plainly.

03 · Max loss

Meridian Funded maximum drawdown rules

Where the account dies. Read the type column before the number, because a wide static floor beats a narrow trailing one in almost every realistic sequence of trades.

Read from published rules, 3 September 2026
Firm and planMax lossType
Meridian Funded 1-Step6%Trailing, locks at starting balance

04 · Daily loss

Meridian Funded daily loss limit and reset

A single session's allowance. The published percentage is the headline, the basis and the reset hour are what you actually trade against.

Read from published rules, 3 September 2026
FirmDaily loss limitReset / basis
Meridian Funded3% to 5%; 2.5% on Instant Zero5:00 PM New York, higher of balance or equity

05 · Consistency

Meridian Funded consistency rule

The only common rule that can punish a trader for winning too well. Its shape matters more than its number: a best day cap and a best trade cap are different products.

Read from published rules, 3 September 2026
FirmRuleWhen it applies
Meridian Funded25% (Step funded), 15% (Instant Funding)Funded accounts only; none on Instant Zero

06 · Minimum days

Meridian Funded minimum trading days

The pace floor. Read it together with the phase count, because four days on a two phase model is eight days before funding is possible.

Read from published rules, 3 September 2026
FirmDuring the evaluationBefore a funded payout
Meridian Funded3 days per phase; none on Instant Funding and Instant ZeroStep: 5 days. Instant Funding: 5 days of +0.5%. Instant Zero: none

07 · Trading rules

Meridian Funded news, weekend and automation rules

Three permissions that decide whether a strategy is possible here: trading a release, carrying a position through the weekend, and running code.

Read from published rules, 3 September 2026
FirmNews tradingWeekend holdingEAs and bots
Meridian FundedFree in evaluation; funded profit capped at 1% of balance within 5 minutes of high-impact newsAllowed; weekend gap rule on funded accountsCustom EAs allowed; no HFT, arbitrage or “challenge passer” EAs

08 · Payouts

Meridian Funded payout rules and cycle

Processing commitments and first request eligibility. A commitment backed by a stated penalty is worth more than one stated as an average.

Read from published rules, 3 September 2026
FirmProcessing promiseWhen you can request
Meridian FundedWithin 12 hours, or +10% on the next payout (London business hours)Every 14 days on Step accounts; on demand on Instant Funding and Instant Zero

09 · Split

Meridian Funded profit split rules

Your share of funded profit. Almost every firm advertises a ceiling, so the figure worth comparing is the rate that applies to payout number one.

Read from published rules, 3 September 2026
FirmDefault splitHow the top split is reached
Meridian Funded90% on Step models and Instant Funding; 80% on Instant ZeroUp to 100% with the checkout add-on or the Meridian Pro programme

10 · Sizes

Meridian Funded account sizes and scaling rules

What is available at purchase and what the account can become. A ceiling without a published trigger is not a plan.

Read from published rules, 3 September 2026
FirmAccount sizesScaling or total ceiling
Meridian Funded$10K to $500KUp to $5,000,000 via Meridian Pro: +25% each time 10% profit is made within 3 months; up to 20 accounts

11 · Platforms

Meridian Funded platform rules

Where the trading happens, which quietly sets your order types, your automation options and your execution quality.

Read from published rules, 3 September 2026
FirmPlatforms
Meridian FundedMetaTrader 5; cTrader also listed in the homepage challenge selector

12 · Suitability

Who the Meridian Funded rules suit

Traders whose edge is concentrated in a few sessions a month, because the evaluation does not penalise a large winning day. Swing traders, because weekend holding is allowed and the floor locks. And anyone who has failed an evaluation on a rule they did not know existed, because there are fewer rules here to not know about.

Match the rule set to your own method rather than to a score. The two fields that decide it for most traders are the consistency rule and whether the maximum loss locks, because those are the two that can end an account you are trading correctly. Everything else is a preference.

FAQ

Meridian Funded rules: frequently asked questions

Does Meridian Funded have a consistency rule?

Published position: None in evaluation or on Instant Zero. What decides suitability is not the percentage but the shape and the timing: a cap on your best day is survivable, a cap on your best trade is not, and a rule that only appears on the funded account was never tested by the evaluation you paid for.

What is the maximum drawdown at Meridian Funded?

Published figure: 6% trailing to 10% static; Instant Zero 5%. Convert it into one question: how much can I lose from my worst realistic moment before this account closes. A wide static floor usually answers that better than a narrow trailing one, even though the narrow one looks safer on a comparison page.

What is the daily loss limit at Meridian Funded?

Published figure: 2.5% to 5%. Flatten before the reset on days you are already down. A loss that straddles the reset can be charged in a way that eats into an allowance you thought was untouched.

How many trading days does Meridian Funded require?

Published position: 3 per phase; none on Instant Zero. A firm that sells an add-on removing its own minimum day requirement has priced the rule, which tells you how binding it considers it. That is useful information even if you never buy the add-on.

How fast does Meridian Funded pay out?

Published commitment: Within 12h. Finish identity verification while the evaluation is running. Administrative holds are the most common reason a first payout is late, and they are entirely avoidable.

What is the profit split at Meridian Funded?

Published range: 80% to 90%, up to 100%. Compare the rate that applies to your first payout without buying an upgrade and without meeting a performance condition, because that figure is usually well below the number on the homepage and it is the one you will actually be paid.

More sheets

Other prop firm rule sheets

Every sheet carries the same sections in the same order, so two firms can be compared line by line. The full rules table holds all 28 firms indexed here, and the glossary explains each term as it appears in a rulebook.